Practical estimating guidance
Insurance Estimating & Supplement Resources
Straightforward answers for contractors and homeowners comparing insurance estimates, preparing Xactimate supplements, documenting property damage, and working with an estimate writer.
What Is an Xactimate Supplement?
Learn what an Xactimate supplement is, why documented repair scope may be added, which materials support it, and what happens after submission.
Read the guide ↗Guide 02What Contractors Should Send an Estimate Writer
Use this checklist to send an estimate writer the property details, photos, measurements, reports, scope notes, and deadlines needed for a reliable estimate.
Read the guide ↗Guide 03Why Is a Contractor’s Estimate Higher Than the Insurance Estimate?
Understand why a contractor and insurance estimate may differ in measurements, repair scope, pricing, materials, trades, and documented property conditions.
Read the guide ↗Guide 04Commonly Missed Items in a Roof Insurance Estimate
Review common roof-estimate gaps involving measurements, underlayment, flashings, ventilation, accessories, access, protection, and connected exterior work.
Read the guide ↗Guide 05Why an Insurance Roof Estimate May Be Lower Than the Repair Scope
Learn why a roof insurance estimate may differ from the documented repair scope and how measurements, materials, labor, and evidence affect the comparison.
Read the guide ↗Guide 06How Much Does a Supplement Writer Charge?
Learn how supplement-writing fees may be structured, what affects price, included services, and what to confirm before hiring an estimate writer.
Read the guide ↗Guide 07Who Can Write an Xactimate Supplement?
Understand the role of an Xactimate estimate writer, the documentation needed for a supplement, and how estimating differs from coverage decisions.
Read the guide ↗Guide 08Commonly Missed Items in Water-Mitigation Estimates
Review water-mitigation estimate gaps involving emergency services, monitoring, equipment, demolition, cleaning, documentation, and reconstruction.
Read the guide ↗Guide 09How Matterport Helps Document Property Damage for Insurance Claims
See how Matterport creates an interactive 3D record of property damage and supports insurance inspections, Xactimate estimates, and claim reviews.
Read the guide ↗Guide 10What Should Be Included in a Fire and Smoke Damage Estimate?
Learn how a fire and smoke damage estimate may organize demolition, cleaning, structure, systems, finishes, odor treatment, and reconstruction trades.
Read the guide ↗Guide 11What Should Be Included in a Roof Replacement Insurance Estimate?
Use this roof-estimate checklist to review measurements, materials, labor, flashings, ventilation, accessories, access, connected trades, and documentation.
Read the guide ↗Explore services
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